IMPBA Question?

[T.S.Davis]

haha Oh come on Darin. Ya sissy. We've all seen Randy in the water at some point. Yeti have to wash too.

[ray schrauwen]

Yes, true. Even worse if you have no insurance. I'm trying to explain this softly to some local guys that want to have a regatta in October.....

Guys, I said non-sanctioned. A weekend gathering of members to practice, all have IMPBA and NAMBA cards and the pond is covered by both. Once guy's boat loses signal and punches a hole in the side of a moored powerboat. Which organization pays the owner for damages?


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[Doug Smock]

What some guys fail to understand is that you only have insurance if the rules are followed.

[T.S.Davis]

Doug, does IMPBA have a similar "if then" statement in their rules like NAMBA does? If you ignore this then you aren't covered by that kind of thing.

[Doug Smock]

I just went and read the NAMBA coverage. It seems like it may leave the door open a bit for interpretation.
"coverage would probably not be valid if you are blatantly breaking one of the NAMBA safety regulations"

IMPBA

Membership Coverage

All members in good standing will be covered at “sponsored, scheduled, and supervised activities.” This means the coverage is good at sanctioned and club races. IMPBA insurance does cover boaters during open water and practice sessions as long as you are following the safety procedures outlined through the IMPBA, and such events take place on an IMPBA insured body of water only. IMPBA’ s policy is considered a primary policy and would cover any accidents or property damage that may occur on an IMPBA insured body of water.

Non-Member Coverage

The insurance does not cover any person who is not a paid member of IMPBA regardless of what other club or organization he may belong. Paid members of other boating organizations may pay a single event fee of $10.00 for membership dues during that event only. The application and payment must be mailed by the host club to the Executive Office of IMPBA the first working day after accepted.

Therefore, no person may operate or assist in the operation of a model power boat, or enter the pit area, or operate a retrieve boat at any IMPBA sanctioned event on an IMPBA insured pond, and be covered by this insurance, unless he is a paid member of IMPBA.


NAMBA

And yes, NAMBA's coverage is in effect any time you are running, not merely at sanctioned events. This includes practice running or unsanctioned club or fun events. Of course, coverage would probably not be valid if you are blatantly breaking one of the NAMBA safety regulations, such as operating a boat while swimmers are in the water, or consuming alcoholic beverages or illegal drugs while running a boat. In addition, NAMBA insurance does not cover you when you are participating in a sanctioned event of any other organization which has its own insurance coverage, whether primary or secondary.

And they go on to say:
Make sure that you are aware of all of the safety regulations, and use common sense in your running. Preventative medicine is always better than having to resort to a cure. By avoiding needless accidents, we can insure that the coverage will be available when really needed.

[longballlumber]

Just planning ahead.

So, spill the beans... What are you hatching up in that mixing bowl of yours?

Later,
Ball

[sjslhill]

A very interesting thread......