Is this NAMBA insurance a scam or what? Has anyone ever had to file a claim with them? I was told by my homeowner's policy holder that I would be covered through them anyways so why waste my money on insurance I don't need. Also why does it seem to take months to get a card from them? I think it is clear someone is not doing there job and perhaps more of us should speak up and I for one would like to see some sort of insurance policy and not just a card saying I might be covered. Everyone I have spoke to says it takes forever to get their card and I cannot imagine why. I have sent in my application, emailed, called, and have yet to hear or see anything from the secretary. Won't even confirm my application was received. What a joke.

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