Problem with insurance companies is like banks they are a law unto them selves. Just ask all those affected by the Christchurch earthquakes (NZ). Paid their premiums for years. Four years plus later some (many) are still waiting for claims to be settled.
We (NZMPBA) have had to work through a similar issue, as President I raised it and we have had to make sure that all club days are sanctioned as well as regattas as the policy covered sanctioned events (basically).
NZMPBA 2013, 2016 Open Electric Champion. NZMPBA 2016 P Offshore Champion.
2016 SUHA Q Sport Hydro Hi Points Champion.
BOPMPBC Open Mono, Open Electric Champion.
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