Tweet
Just so you people know what you are getting into...
-
Just so you people know what you are getting into...Darin E. Jordan - Renton, WA
"Self-proclaimed skill-less leader in the hobby." -
Darin and I quote
So the Marxists in the Congress and the White House are officially trying to kill an industry and our freedom to purchase whatever insurance we choose for our families. There is not only no precedent for this in a free society, there is no Constitutional authority.
Marxists ???? This dude is a sad puppy....welcome back Mr. McCarthy
Douggie -
Douggie... if it walks like a duck, and quacks like a duck...
If they implement "socialist" policies... and they implement "socialist" programs...
If they decide it's in their hands to determine who deserves healthcare and who doesn't (does granny get the new hip, or just the pain meds???)
Don't worry... it'll become clearer as time goes on... and the Kool-Aide wares off...Darin E. Jordan - Renton, WA
"Self-proclaimed skill-less leader in the hobby."Comment
-
Darin, I can not think of a country that has more strict controls on their government and the ability to impeach a President. But that guys post was stupid. You will always have the choice in the USA for private care.
DouggieComment
-
I don't like this either. However, I do think we need some type of healthcare reform.Government Moto:
"Why fix it? Blame someone else for breaking it."Comment
-
Interesting article... http://www.kaiserpapershawaii.org/ka...ntehistory.htmGovernment Moto:
"Why fix it? Blame someone else for breaking it."Comment
-
If I read this and the comments correctly, it shifts the decision making process for healthcare from the insurance companies to the government. IMO, both poor choices, it shouldn't be either. Healthcare providers (Doctors) and their patients should be making the decisions. Minimize prescriptions given to "as needed" basis. Encourage healthy lifestyles. Exercise programs, stress management, etc. More community programs that encourage physical activity. Get big business/Government to have less influence over our homes and lives and start living by the "sweat of our brows."Government Moto:
"Why fix it? Blame someone else for breaking it."Comment
-
Agreed
DouggieComment
-
Doug,
When politicians say "voluntary" you have to be careful. Our income tax is a "voluntary" thing, officially. However, if you chose not to volunteer to pay, you get to go to prison (or get a Cabinet-level job).
Our Social Security system is also "voluntary." If you chose not to volunteer to pay 15% of your income to them, they send you to jail, too.
The new "health care" package also has voluntary items in it. If you are old, you can "voluntarily" take a test which determines if you are allowed to live or helped to die with dignity against your will.
Something to think about - you Canadians will no longer be able to come down here to get health care. You won't have anywhere to go but to your official providers any more.
AndySpektrum Development TeamComment
-
Andy, only the wealthy Canadians partake in your HEALTH system. Us mere mortal Canadians are not always happy with our system, but it does work most of the time. How about yours?:
DouggieLast edited by Flying Scotsman; 07-22-2009, 08:03 PM.Comment
-
For those that want to be bothered to read the actual bill to understand what this "Gotcha" is all about here it is:
Here is the pertinent section. It deals with grandfathered plans
It is defining what plans are allowed to be grandfathered. It in no way limits enrollment in new plans or private plans.SEC. 102. PROTECTING THE CHOICE TO KEEP CURRENT COVERAGE.
(a) Grandfathered Health Insurance Coverage Defined- Subject to the succeeding provisions of this section, for purposes of establishing acceptable coverage under this division, the term ‘grandfathered health insurance coverage’ means individual health insurance coverage that is offered and in force and effect before the first day of Y1 if the following conditions are met:
(1) LIMITATION ON NEW ENROLLMENT-
(A) IN GENERAL- Except as provided in this paragraph, the individual health insurance issuer offering such coverage does not enroll any individual in such coverage if the first effective date of coverage is on or after the first day of Y1.
(B) DEPENDENT COVERAGE PERMITTED- Subparagraph (A) shall not affect the subsequent enrollment of a dependent of an individual who is covered as of such first day.
(2) LIMITATION ON CHANGES IN TERMS OR CONDITIONS- Subject to paragraph (3) and except as required by law, the issuer does not change any of its terms or conditions, including benefits and cost-sharing, from those in effect as of the day before the first day of Y1.
(3) RESTRICTIONS ON PREMIUM INCREASES- The issuer cannot vary the percentage increase in the premium for a risk group of enrollees in specific grandfathered health insurance coverage without changing the premium for all enrollees in the same risk group at the same rate, as specified by the Commissioner.
(b) Grace Period for Current Employment-based Health Plans-
(1) GRACE PERIOD-
(A) IN GENERAL- The Commissioner shall establish a grace period whereby, for plan years beginning after the end of the 5-year period beginning with Y1, an employment-based health plan in operation as of the day before the first day of Y1 must meet the same requirements as apply to a qualified health benefits plan under section 101, including the essential benefit package requirement under section 121.
(B) EXCEPTION FOR LIMITED BENEFITS PLANS- Subparagraph (A) shall not apply to an employment-based health plan in which the coverage consists only of one or more of the following:
(i) Any coverage described in section 3001(a)(1)(B)(ii)(IV) of division B of the American Recovery and Reinvestment Act of 2009 (Public Law 111-5).
(ii) Excepted benefits (as defined in section 733(c) of the Employee Retirement Income Security Act of 1974), including coverage under a specified disease or illness policy described in paragraph (3)(A) of such section.
(iii) Such other limited benefits as the Commissioner may specify.
In no case shall an employment-based health plan in which the coverage consists only of one or more of the coverage or benefits described in clauses (i) through (iii) be treated as acceptable coverage under this division
(2) TRANSITIONAL TREATMENT AS ACCEPTABLE COVERAGE- During the grace period specified in paragraph (1)(A), an employment-based health plan that is described in such paragraph shall be treated as acceptable coverage under this division.
(c) Limitation on Individual Health Insurance Coverage-
(1) IN GENERAL- Individual health insurance coverage that is not grandfathered health insurance coverage under subsection (a) may only be offered on or after the first day of Y1 as an Exchange-participating health benefits plan.
(2) SEPARATE, EXCEPTED COVERAGE PERMITTED- Excepted benefits (as defined in section 2791(c) of the Public Health Service Act) are not included within the definition of health insurance coverage. Nothing in paragraph (1) shall prevent the offering, other than through the Health Insurance Exchange, of excepted benefits so long as it is offered and priced separately from health insurance coverage.Last edited by Bill-SOCAL; 07-22-2009, 10:26 PM.Don't get me started
Comment
-
Lol, I read it earlier, where others reading the bill came to the same conclusion as you did. Rightwing scare tactics as usual or maybe it's just R.I.F(Reading Is Fundamental)...Put down the guns and pick the books.For those that want to be bothered to read the actual bill to understand what this "Gotcha" is all about here it is:
Here is the pertinent section. It deals with grandfathered plans
It is defining what plans are allowed to be grandfathered. It in no way limits enrollment in new plans or private plans.Samuel Johnson - “An injustice anywhere is an injustice everywhere.” William Cooper "listen to everything, read everything, and believe nothing unless you can prove it in your own research!"Comment
-
You guys aren't reading that very well... which is obvious by your conclusions....
In addition, the Government has NO business putting restictions on free-market healthcare coverage, such as this... especially when they are getting into the business themselves...Darin E. Jordan - Renton, WA
"Self-proclaimed skill-less leader in the hobby."Comment
Comment